Your home is one of your biggest assets — and protecting it properly is essential. Home insurance helps safeguard the structure of your property against unexpected events such as fire, storms, or accidental damage.
At Zymm, we help you arrange home insurance that reflects the true value of your property and provides confidence that you’re properly protected when it matters most.
Why home insurance matters
Home insurance helps protect you financially if your property is damaged or destroyed. It can cover:
The structure of your home
Permanent fixtures and fittings
Repair or rebuild costs
Temporary accommodation in certain situations
Having the right cover in place ensures you can recover without facing significant financial strain.
Getting the sum insured right
One of the most common issues with home insurance is underinsurance. If your home isn’t insured for the correct amount, you may not receive enough to rebuild or repair it after a claim.
We help you:
Understand how insurers calculate rebuild costs
Set an appropriate sum insured
Avoid common valuation mistakes
Review your cover as your property changes
This ensures your policy reflects the true cost of rebuilding — not just the market value.
Choosing the right policy
Not all home insurance policies offer the same level of protection. We compare options across multiple insurers and explain:
What events are covered
Policy limits and exclusions
Excess options and premium differences
Additional features such as cover for natural disasters
Our advice is transparent and tailored to your situation.
Ongoing review and support
As you renovate, extend, or upgrade your home, your insurance needs change. We provide ongoing reviews to ensure your cover remains appropriate and up to date.